Share Rates

Rates effective as of 06/23/2025

Share Savings Rate

Savings

Account Type Minimum Maximum APR** APY***
$5.00 and up $5.00 0.15% 0.15%

Money Market*

Account Type Minimum Maximum APR** APY***
$2,500 - $2,500.00 $0.00 $2,500.00 0.15% 0.15%
$2,500.01 - $10,000.00 $2,500.01 $10,000.00 0.50% 0.50%
$10,000.01 - $25,000 $10,000.01 $25,000 1.00% 1.01%
$25,000.01 - $50,000 $25,000.01 $50,000 1.25% 1.26%
$50,000.01 and up $50,000.01 and up 1.75% 1.77%

Christmas Club

Account Type Minimum APR** APY***
$5.00 and up $5.00 0.10% 0.10%

IRA

Account Type Minimum APR** APY***
$25.00 and up $25.00 0.25% 0.25%

Special

Account Type Minimum APR** APY***
$5.00 and up $5.00 0.10% 0.10%

Funds Manager

Account Type Minimum APR** APY***
$5.00 and up $5.00 0.10% 0.10%

Vacation

Account Type Minimum APR** APY***
$5.00 and up $5.00 0.10% 0.10%

Kids Club

Account Type Minimum APR** APY***
$5.00 and up $5.00 0.10% 0.10%

Escrow Savings

Account Type Minimum APR** APY***
$5.00 and up $5.00 0.05% 0.05%

Certificate of Deposit

Account Type Minimum APR** APY***
12 Month Share Certificate $500.00 4.00% 4.07%
24 Month Share Certificate $500.00 3.75% 3.81%
* Minimum opening balance on Money Market is $2,500. **APR is Annual Percentage Rate.
*** APY is Annual Percentage Yield. 
All rates and yields are subject to change without notice. Terms Apply. Early withdrawal penalties may be assessed on CD’s/IRA’s for withdrawals prior to maturity