Share Rates
Share Savings Rate
Savings
Rates effective as of 12/01/2025
| Account Type | Minimum | Maximum | APR** | APY*** |
|---|---|---|---|---|
| $5.00 and up | $5.00 | 0.15% | 0.15% |
Money Market*
| Account Type | Minimum | Maximum | APR** | APY*** |
|---|---|---|---|---|
| $2,500 - $2,500.00 | $0.00 | $2,500.00 | 0.15% | 0.15% |
| $2,500.01 - $10,000.00 | $2,500.01 | $10,000.00 | 0.50% | 0.50% |
| $10,000.01 - $25,000 | $10,000.01 | $25,000 | 1.00% | 1.01% |
| $25,000.01 - $50,000 | $25,000.01 | $50,000 | 1.25% | 1.26% |
| $50,000.01 and up | $50,000.01 | and up | 1.75% | 1.77% |
Christmas Club
| Account Type | Minimum | APR** | APY*** |
|---|---|---|---|
| $5.00 and up | $5.00 | 0.10% | 0.10% |
IRA
| Account Type | Minimum | APR** | APY*** |
|---|---|---|---|
| $25.00 and up | $25.00 | 0.25% | 0.25% |
Special
| Account Type | Minimum | APR** | APY*** |
|---|---|---|---|
| $5.00 and up | $5.00 | 0.10% | 0.10% |
Funds Manager
| Account Type | Minimum | APR** | APY*** |
|---|---|---|---|
| $5.00 and up | $5.00 | 0.10% | 0.10% |
Vacation
| Account Type | Minimum | APR** | APY*** |
|---|---|---|---|
| $5.00 and up | $5.00 | 0.10% | 0.10% |
| Account Type | Minimum | APR** | APY*** |
|---|---|---|---|
| $5.00 and up | $5.00 | 0.10% | 0.10% |
Kids Club
| Account Type | Minimum | APR** | APY*** |
|---|---|---|---|
| $5.00 and up | $5.00 | 0.10% | 0.10% |
Escrow Savings
| Account Type | Minimum | APR** | APY*** |
|---|---|---|---|
| $5.00 and up | $5.00 | 0.05% | 0.05% |
Certificate of Deposit
| Account Type | Minimum | APR** | APY*** |
|---|---|---|---|
| 12 Month Share Certificate | $500.00 | 2.75% | 2.78% |
| 24 Month Share Certificate | $500.00 | 2.50% | 2.53% |
* Minimum opening balance on Money Market is $2,500. **APR is Annual Percentage Rate.
*** APY is Annual Percentage Yield.
All rates and yields are subject to change without notice. Terms Apply. Early withdrawal penalties may be assessed on CD’s/IRA’s for withdrawals prior to maturity