Declutter Your Finances and Take Control in 2026

A new year is the perfect time to clear out what is not working, not only in your home but in your finances, too. When your money feels scattered, it can create stress and confusion. The good news is that small steps can make a big difference, and City of Firsts Community Federal Credit Union is here to help you get started.

Financial decluttering is like organizing your home. Keep what helps you and let go of what does not. That might mean combining old accounts, setting up automatic payments, or reviewing where your money goes each month. The goal is to make your money work for you with less stress and more confidence.

How to Begin

1. Consolidate loans or accounts.
Simplifying your finances can help you stay organized and may reduce fees or interest costs.

2. Automate recurring payments.
Set up automatic transfers for bills and savings so you never miss a due date. 

3. Switch to e-statements.
They are secure, easy to store, and help reduce paper clutter.

4. Review subscriptions and recurring charges.
Cancel anything you no longer use. Even small monthly fees can add up over time. 
When your finances are simpler, your choices become clearer. You will see where your money is going and feel more in control of your goals.

At City of Firsts Community Federal Credit Union, our members come first. We are here to help you stay organized, manage payments, and plan for the future with confidence.

Financial Spring Cleaning Checklist:  

☑ Review all your accounts
☑ Set one automatic transfer for savings
☑ Cancel unused subscriptions
☑ Go paperless with e-statements
☑ Schedule a check-in with your credit union

Simplify your finances, strengthen your future, and start 2026 with a clear plan and renewed confidence. Your success helps your credit union grow stronger.