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Serving YOU in the communities of
Howard and Tipton counties.

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Payment Protection:

City of Firsts Community Federal Credit Union offers many different insurance programs available to our members. We make available insurance coverages with our Loan programs and insurance coverages with our savings programs.

The Payment Protection Plan, Credit Life and Disability Insurance, helps provide you financial protection and peace of mind.


  1. The risk of being disabled for three months or more is greater than dieing; 4.9 times greater at age 35, and 3.29 times greater at age 45.
  2. If you qualify for disability benefits through social security, there is usually a waiting period.
    Disability is difficult to define because eligibility requirements are very strict.
  3. Workmen''s Compensation benefits pay only if disability is work related. Totally disabled individuals will receive only a percentage of an employee's average weekly wage.


  1. Convenient- The cost of coverage is included in the monthly payment.
  2. Pays insured monthly benefits at a time when income may be reduced and expenses higher.
  3. Pays benefits even when other insurance is in force.
  4. Helps reduce financial risk.
  5. Helps provide security and peace of mind for you and your family.
  6. Helps protect credit standing and assets.
  7. Please see the Loan Dept. for details.
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For ADA Accessibility services call the credit union directly at: 765-454-5590 or Toll Free: 800-310-0905.

COFFCU will never contact you via phone, email, or text asking for your verification code, user id, password, PIN, or security questions.
© City of Firsts Community FCU
1120 South Main Street, Kokomo, IN 46902
Phone: 765-459-0758, 765-454-5590, Toll Free: (800) 310-0905
        Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency. Click here to learn more.
City of Firsts Community FCU is federally insured by the NCUA.
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