City Of Firsts Community FCU

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Howard and Tipton counties.

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Loan Rates

Loan Rates:

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Vehicle Loan Rates
Rates Current as of: 12/27/2021
Description	Term Description	APR* as low as
2018 & Newer	73- 84 months	3.75%		Calculate
2018 & Newer	1 - 72 months	3.50%		Calculate
2016 & 2017	1 - 60 months	3.75%		Calculate
2014 & 2015	1 - 48 months	4.50%		Calculate
2011 - 2013	1 - 36 months	6.00%		Calculate

Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months.

Travel Trailers, Motor Homes, Campers
Rates Current as of: 12/27/2021
Description	Term Description	APR* as low as
2018 and Newer	73 - 84 months	5.75 %		Calculate
2018 and Newer	61 - 72 months	5.50 %		Calculate
2018 and Newer	1 - 60 months	5.25 %		Calculate
Used 2012 - 2017	1 - 60 months	6.75 %		Calculate

Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months

Boats/Trailers
Rates Current as of: 12/27/2021
Description	Term Description	APR* as low as
2019 and Newer ($20,000 +)	73 - 84 months	5.25%		Calculate
2019 and Newer (100%)	1 - 72 months	5.00%		Calculate
2018 and older (80%)	1 - 60 months	6.50%		Calculate

Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months

Motorcycles
Rates Current as of: 12/27/2021
Description	Term Description	APR* as low as
2018 and Newer	73 - 84 months	5.75 %		Calculate
2018 and Newer	61 - 72 months	4.75%		Calculate
2018 and Newer	1 - 60 months	4.50%		Calculate
2016 - 2017	73 - 84 months	6.00%		Calculate
2016 - 2017	61 - 72 Months	5.25%		Calculate
2016 - 2017	1 - 60 Months	4.75%		Calculate
2015 & Older	61 - 72 Months	5.75%		Calculate
2015 & Older	60 1 - 60 Months	5.25% 5.25% %		Calculate

Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months

Share/Certificate Secured
Rates Current as of: 12/27/2021
Description	Term Description	APR* as low as
Shared Secured 1-120 month	120 months	5.00% %		Calculate
Certificate 1-CD Maturity (CD Rate +2%) (5% Minimum)	120 months (CD Rate+2%)

Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months

VISA Card Rates
Rates Current as of: 12/27/2021
Description	Term	APR* as low as
VISA Classic (Up to $5,000 Credit Limit)	n/a	12.50 %
VISA Platinum (Up to $15,000 Credit Limit)	n/a	9.90 %

Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months

Personal
Rates Current as of: 12/27/2021
Description	Term Description	APR* as low as
$8,001.00 - $10,000.00	49 - 60 months	8.00%		Calculate
$8,001.00 - $10,000.00	37 - 48 months	7.75%		Calculate
$8,001.00 - $10,000.00	1 - 36 months	7.25%		Calculate
$7,001.00 - $8,000.00	49 - 60 months	8.00%		Calculate
$7,001.00 - $8,000.00	37 - 48 months	7.75%		Calculate
$7,001.00 - $8,000.00	1 - 36 months	7.25%		Calculate
$6,001.00 - $7,000.00	49 - 60 months	8.00%		Calculate
$6,001.00 - $7,000.00	37 - 48 months	7.75%		Calculate
$6,001.00 - $7,000.00	1 - 36 months	7.25%		Calculate
$5,001.00 - $6,000.00	49 - 60 months	8.00%		Calculate
$5,001.00 - $6,000.00	37 - 48 months	7.75%		Calculate
$5,001.00 - $6,000.00	1 - 36 months	7.25%		Calculate
$3,501.00 - $5,000.00	37 - 48 months	7.50%		Calculate
$3,501.00 - $5,000.00	1 - 36 months	7.25%		Calculate
$2,001.00 - $3,500.00	37 - 48 months	7.75%		Calculate
$2,001.00 - $3,500.00	1 - 36 months	7.00%		Calculate
$1,001.00 - $2,000.00	37 - 48 months	6.75%		Calculate
$1,001.00 - $2,000.00	1 - 36 months	6.50%		Calculate
$501.00 - $1,000.00	1 - 36 months	6.50%		Calculate
$500.00	1 -12 months	6.50%		Calculate

Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months.

Home Equity Line of Credit (HELOC) Variable Rate
Rates Current as of: 12/27/2021
Description	Term Description	APR* as low as
Home Equity Line of Credit	15 Years	4.33%APR Variable		Calculate

Variable

Home Equity Fixed Rate
Rates Current as of: 12/27/2021
Description	Term Description	APR* as low as
Home Equity Fixed	1 - 60 Mos	4.25 %		Calculate
Home Equity Fixed	61 - 120 Mos	4.50 %		Calculate
Home Equity Fixed	121 - 180 Mos	4.65 %		Calculate

Call for Rates and Terms

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*APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

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© City of Firsts Community FCU
1120 South Main Street, Kokomo, IN 46902
Phone: 765-459-0758, 765-454-5590, Toll Free: (800) 310-0905

City of Firsts Community FCU is federally insured by the NCUA.

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