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Serving YOU in the communities of
Howard and Tipton counties.

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  Loan Rates
Loan Rates:
 
.
Vehicle Loan Rates
Rates Current as of: 12/27/2021
DescriptionTerm Description
APR*
as low as
  
2018 & Newer 73- 84 months
3.75%
Calculate
2018 & Newer 1 - 72 months
3.50%
Calculate
2016 & 2017 1 - 60 months
3.75%
Calculate
2014 & 2015 1 - 48 months
4.50%
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2011 - 2013 1 - 36 months
6.00%
Calculate
Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months.
 
Travel Trailers, Motor Homes, Campers
Rates Current as of: 12/27/2021
DescriptionTerm Description
APR*
as low as
  
2018 and Newer 73 - 84 months
5.75 %
Calculate
2018 and Newer 61 - 72 months
5.50 %
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2018 and Newer 1 - 60 months
5.25 %
Calculate
Used 2012 - 2017 1 - 60 months
6.75 %
Calculate
Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months
 
Boats/Trailers
Rates Current as of: 12/27/2021
DescriptionTerm Description
APR*
as low as
  
2019 and Newer ($20,000 +) 73 - 84 months
5.25%
Calculate
2019 and Newer (100%) 1 - 72 months
5.00%
Calculate
2018 and older (80%) 1 - 60 months
6.50%
Calculate
Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months
 
Motorcycles
Rates Current as of: 12/27/2021
DescriptionTerm Description
APR*
as low as
  
2018 and Newer 73 - 84 months
5.75 %
Calculate
2018 and Newer 61 - 72 months
4.75%
Calculate
2018 and Newer 1 - 60 months
4.50%
Calculate
2016 - 2017 73 - 84 months
6.00%
Calculate
2016 - 2017 61 - 72 Months
5.25%
Calculate
2016 - 2017 1 - 60 Months
4.75%
Calculate
2015 & Older 61 - 72 Months
5.75%
Calculate
2015 & Older60 1 - 60 Months
5.25% 5.25% %
Calculate
Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months
 
Share/Certificate Secured
Rates Current as of: 12/27/2021
DescriptionTerm Description
APR*
as low as
  
Shared Secured 1-120 month120 months
5.00% %
Calculate
Certificate 1-CD Maturity (CD Rate +2%) (5% Minimum)120 months (CD Rate+2%)
 
Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months
 
VISA Card Rates
Rates Current as of: 12/27/2021
DescriptionTerm
APR*
as low as
  
VISA Classic (Up to $5,000 Credit Limit)n/a
12.50 %
 
VISA Platinum (Up to $15,000 Credit Limit)n/a
9.90 %
 
Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months
 
Personal
Rates Current as of: 12/27/2021
DescriptionTerm Description
APR*
as low as
  
$8,001.00 - $10,000.00 49 - 60 months
8.00%
Calculate
$8,001.00 - $10,000.00 37 - 48 months
7.75%
Calculate
$8,001.00 - $10,000.00 1 - 36 months
7.25%
Calculate
$7,001.00 - $8,000.00 49 - 60 months
8.00%
Calculate
$7,001.00 - $8,000.00 37 - 48 months
7.75%
Calculate
$7,001.00 - $8,000.00 1 - 36 months
7.25%
Calculate
$6,001.00 - $7,000.00 49 - 60 months
8.00%
Calculate
$6,001.00 - $7,000.00 37 - 48 months
7.75%
Calculate
$6,001.00 - $7,000.00 1 - 36 months
7.25%
Calculate
$5,001.00 - $6,000.00 49 - 60 months
8.00%
Calculate
$5,001.00 - $6,000.00 37 - 48 months
7.75%
Calculate
$5,001.00 - $6,000.00 1 - 36 months
7.25%
Calculate
$3,501.00 - $5,000.00 37 - 48 months
7.50%
Calculate
$3,501.00 - $5,000.00 1 - 36 months
7.25%
Calculate
$2,001.00 - $3,500.00 37 - 48 months
7.75%
Calculate
$2,001.00 - $3,500.00 1 - 36 months
7.00%
Calculate
$1,001.00 - $2,000.00 37 - 48 months
6.75%
Calculate
$1,001.00 - $2,000.00 1 - 36 months
6.50%
Calculate
$501.00 - $1,000.00 1 - 36 months
6.50%
Calculate
$500.00 1 -12 months
6.50%
Calculate
Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months.
 
Home Equity Line of Credit (HELOC) Variable Rate
Rates Current as of: 12/27/2021
DescriptionTerm Description
APR*
as low as
  
Home Equity Line of Credit 15 Years
4.33%APR Variable
Calculate
Variable
 
Home Equity Fixed Rate
Rates Current as of: 12/27/2021
DescriptionTerm Description
APR*
as low as
  
Home Equity Fixed 1 - 60 Mos
4.25 %
Calculate
Home Equity Fixed 61 - 120 Mos
4.50 %
Calculate
Home Equity Fixed 121 - 180 Mos
4.65 %
Calculate
Call for Rates and Terms
 
.
*APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
 
 
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© City of Firsts Community FCU
1120 South Main Street, Kokomo, IN 46902
Phone: 765-459-0758, 765-454-5590, Toll Free: (800) 310-0905
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