City Of Firsts Community FCU

Loan Rates

Loan Rates:

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Vehicle Loan Rates
Rates Current as of: 06/27/2022
Description Term Description
APR*
as low as

2018 & Newer 73- 84 months
3.50%

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2018 & Newer 1 - 72 months
3.25%

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2016 & 2017 1 - 60 months
3.25%

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2014 & 2015 1 - 48 months
4.50%

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2011 - 2013 1 - 36 months
6.00%

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Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months.

Travel Trailers, Motor Homes, Campers
Rates Current as of: 06/27/2022
Description Term Description
APR*
as low as

2017 and Newer 73 - 84 months
5.75 %

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2017 and Newer 61 - 72 months
5.50 %

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2017 and Newer 1 - 60 months
5.25 %

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Used 2011 - 2016 1 - 60 months
6.50 %

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Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months

Boats/Trailers
Rates Current as of: 06/27/2022
Description Term Description
APR*
as low as

2018 and Newer ($20,000 +) 73 - 84 months
5.25%

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2018 and Newer (100%) 1 - 72 months
5.00%

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2017 and older (80%) 1 - 60 months
6.50%

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Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months

Motorcycles
Rates Current as of: 06/27/2022
Description Term Description
APR*
as low as

2018 and Newer 73 - 84 months
5.75 %

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2018 and Newer 61 - 72 months
4.75%

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2018 and Newer 1 - 60 months
4.50%

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2016 - 2017 73 - 84 months
6.00%

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2016 - 2017 61 - 72 Months
5.25%

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2016 - 2017 1 - 60 Months
4.75%

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2015 & Older 61 - 72 Months
5.75%

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2015 & Older 60 1 - 60 Months
5.25% 5.25% %

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Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months

Share/Certificate Secured
Rates Current as of: 06/27/2022
Description Term Description
APR*
as low as

Shared Secured 1-120 month 120 months
5.00% %

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Certificate 1-CD Maturity (CD Rate +2%) (5% Minimum) 120 months (CD Rate+2%)

Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months

VISA Card Rates
Rates Current as of: 06/27/2022
Description Term
APR*
as low as

VISA Classic (Up to $5,000 Credit Limit) n/a
12.50 %

VISA Platinum (Up to $15,000 Credit Limit) n/a
9.90 %

Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months

Personal
Rates Current as of: 06/27/2022
Description Term Description
APR*
as low as

$8,001.00 - $10,000.00 49 - 60 months
8.00%

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$8,001.00 - $10,000.00 37 - 48 months
7.75%

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$8,001.00 - $10,000.00 1 - 36 months
7.25%

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$7,001.00 - $8,000.00 49 - 60 months
8.00%

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$7,001.00 - $8,000.00 37 - 48 months
7.75%

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$7,001.00 - $8,000.00 1 - 36 months
7.25%

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$6,001.00 - $7,000.00 49 - 60 months
8.00%

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$6,001.00 - $7,000.00 37 - 48 months
7.75%

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$6,001.00 - $7,000.00 1 - 36 months
7.25%

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$5,001.00 - $6,000.00 49 - 60 months
8.00%

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$5,001.00 - $6,000.00 37 - 48 months
7.75%

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$5,001.00 - $6,000.00 1 - 36 months
7.25%

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$3,501.00 - $5,000.00 37 - 48 months
7.50%

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$3,501.00 - $5,000.00 1 - 36 months
7.25%

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$2,001.00 - $3,500.00 37 - 48 months
7.75%

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$2,001.00 - $3,500.00 1 - 36 months
7.00%

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$1,001.00 - $2,000.00 37 - 48 months
6.75%

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$1,001.00 - $2,000.00 1 - 36 months
6.50%

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$501.00 - $1,000.00 1 - 36 months
6.50%

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$500.00 1 -12 months
6.50%

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Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months.

Home Equity Line of Credit (HELOC) Variable Rate
Rates Current as of: 06/27/2022
Description Term Description
APR*
as low as

Home Equity Line of Credit 15 Years
4.33%APR Variable

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Variable - Call for rates/terms

Home Equity Fixed Rate
Rates Current as of: 06/27/2022
Description Term Description
APR*
as low as

Home Equity Fixed 1 - 60 Mos
4.50 %

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Home Equity Fixed 61 - 120 Mos
4.75 %

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Home Equity Fixed 121 - 180 Mos
5.25 %

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Call for Rates and Terms

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*APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.