Privacy Policy
PRIVACY DISCLOSURES
You provide important information about yourself when you do business with our financial institution. This information is important because it helps us get a better picture of your needs, provide better service, and complete our transactions more effectively. The federal agencies' Regulation P requires us to inform you of the types of information we collect, as well as how and with whom we share the information. Below is an outline of our information sharing policy:

CATEGORIES OF INFORMATION WE COLLECT
We collect nonpublic personal information about you from the following sources:
.Information we receive from you on applications or forms;
.Information about your transactions with us, our affiliates or others;
.Information we receive from a consumer reporting agency;

CATEGORIES OF INFORMATION WE DISCLOSE
We do not disclose any nonpublic personal information about our members or former members to anyone except as permitted by law.

CATEGORIES OF PARTIES TO WHOM WE DISCLOSE
We are permitted by exceptions to the opt-out requirements to disclose information to service and processing providers and joint marketing firms without seeking member approval.

SERVICE PROVIDER/JOINT MARKETING EXCEPTION
We may disclose information we collect as described in Section 1 of this notice, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

CONFIDENTIALITY AND SECURITY
We restrict the access to nonpublic personal information about you to "those employees who need to know that information to provide products or services to you." We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
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