Fee Schedule

In addition to the specific fees described in the account disclosures, your account may also incur fees as listed in our fee schedule.  Fees and charges are subject to change.

                                                FEE SCHEDULE

Share Draft (Checking) Account Fees

Initial Deposit 

$25.00                         
Automatic Overdraft Transfer (Per Transfer)                   3.00
Non-Sufficient Funds - (NSF) - per item                     28.00
Stop Payment                                                              28.00
Photo Copy (Cancelled Check)     5.00
Check Printing Fee per box (Depends on Style Ordered)       

 If you cash or deposit a check written to you by another person and it is returned by their Financial Institution     

  15.00
 If you cash or deposit a check written by you and drawn on your account at another Financial Institution and it is returned      28.00
Reconciling Check Book per Hour (1 Hour Min.)       15.00

ATM / Debit Card Fees

ATM / Debit Initial Card                                                    N/C
ATM / Debit Replacement Card                                       5.00
ATM / Debit Pin Replacement                                               5.00

The first (8) transactions a month are free.  After the eighth transaction a $.75 fee will be assessed per transaction.

 
Automatic Overdraft Transfer - Per Transfer                      3.00
Non-Sufficient Funds - (NSF) - per item                         28.00

Automated Clearing House (ACH)

Electronic Credit or Debit to your account      N/C
Stop Payment    28.00
Automatic Overdraft Transfer - Per Transfer      3.00
Non-Sufficient Funds - (NSF) - per item    28.00

Miscellaneous Fees

Incoming Wire - per wire    10.00
Outing Wire - per wire    15.00
Facsimile Fees:  
   Send a fax - first page       4.00
   Each additional page - per page      1.50
   To receive a fax - per page      1.00
Cashier's Check - per check      1.50
Credit Union Check - per check      1.00
Traveler's Cheques for one - per $100        .50
Traveler's Cheques for two - per $100        .50
VISA  Advance:       N/C   
Account Error Research - per hour (one hour min.)      15.00
Statement Copy - per page        1.00
Transaction History - per page        1.00
Copies - per page          .25
Phone transfer by means of Sybil        N/C
Phone transfer - teller assisted         1.00
Notary        N/C
Mail returned due to incorrect address         3.00
Christmas Club Account Fees:  
    Early Withdrawal - Jan. 1 to Oct. 1 (per transaction)         5.00
Deposit of Foreign Item         7.00
Money Market Accounts:  
    Three (3) withdrawals / transfers per month         N/C
    Withdrawals / Transfers in excess of three (3) (per transaction)         3.00

 

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