CATEGORIES OF INFORMATION WE COLLECT
We collect nonpublic personal information about you from the following
sources:
.Information we receive from you on applications or forms;
.Information about your transactions with us, our affiliates or others;
.Information we receive from a consumer reporting agency;
CATEGORIES OF INFORMATION WE DISCLOSE
We do not disclose any nonpublic personal information about our members
or former members to anyone except as permitted by law.
CATEGORIES OF PARTIES TO WHOM WE DISCLOSE
We are permitted by exceptions to the opt-out requirements to disclose
information to service and processing providers and joint marketing
firms without seeking member approval.
SERVICE PROVIDER/JOINT MARKETING EXCEPTION
We may disclose information we collect as described in Section 1 of this
notice, to companies that perform marketing services on our behalf
or to other financial institutions with whom we have joint marketing
agreements.
CONFIDENTIALITY AND SECURITY
We restrict the access to nonpublic personal information about you
to "those
employees who need to know that information to provide products or services
to you." We maintain physical, electronic and procedural safeguards
that comply with federal regulations to guard your nonpublic personal
information.
